Despite recent volatility within the wider UK property market, the Scottish capital continues to enjoy a “spring surge”, with demand for Edinburgh homes outstripping supply. That’s according to the experts at Hansar Mortgages, who have announced the opening of their brand-new office in the heart of Bruntsfield.
Set to open to the public on Thursday 14th May, Hansar Mortgages is bucking the trend of the increasingly online approach to home buying by creating a welcoming space in south-central Edinburgh where prospective property purchasers can pop in and have a face-to-face chat with the team. With moving house often cited as one of life’s most stressful events, it is this personal approach that is set to make the new Hansar Mortgages office stand out from the competition.
Speaking ahead of the launch, Hansar Mortgages founder Lynsey McMenemy said; “From the moment someone starts thinking about moving home, to the day they get the keys to their new property, there is a lot to navigate. From choosing solicitors and completing mortgage applications, to analysing home reports and making insurance decisions – not to mention the unexpected twists and turns that can result from outside factors such as interest rate announcements, changes in lender criteria or a shift in the market.
“That’s why I’ve created this space. It’s a relaxed and comfortable place for people to sit and chat with property experts like me, who can help them navigate what is potentially the biggest financial commitment of their lives.”
As well as providing in-depth mortgage consultations, Hansar Mortgages is also set to become the go-to hub for anyone interested in the world of property and investments, with events such as first time buyers evening and investor talks due to be announced in the coming months.
The timing of the new office opening could not be better, with these spring months proving yet again to be the most popular time of the year to move, as Lynsey explains; “Many people choose to start the moving process in May so they can be settled in their new home before the start of the new academic year. It’s also a big plus when property photos are taken and house viewings are arranged when the sun is shining and the garden is in full bloom, as this really helps to maximise saleability.”
To make the most of the energised market, Lynsey has some top tips for securing a mortgage. “Property is selling quickly, so you need to be prepared to act fact. Give yourself the best headstart by getting your credit rating in shape and securing your agreement in principle as soon as possible. If any issues pop up, speak to a mortgage expert who is fully authorised and regulated by the Financial Conduct Authority, such as the team at Hansar Mortgages. We can search the whole of the market on your behalf to find the best deals suited to your needs. In some cases, this can mean a difference in the value of the mortgage of up to £70,000!”
Hansar Mortgages is set to open at 39 Barclay Place, Edinburgh, EH10 4HW on Thursday 14th May. Opening hours are Monday, Tuesday, Thursday and Friday 9am-5pm, plus Wednesday 8am-6pm. Evening appointments are also available upon request.
